Learn when to use a Medicaid Asset Protection Trust (MAPT) in Texas to protect your home and savings from nursing home costs and qualify for Medicaid long-term care. What Is a Medicaid Asset Protection Trust? A Medicaid Asset Protection Trust (MAPT) is an irrevocable trust that helps Texans protect their assets—like a home or savings—while still qualifying for Medicaid long-term care benefits. Once assets are placed in the trust, they’re no longer counted toward Medicaid’s $2

If you’re a Texas homeowner looking for a simple way to avoid probate , two tools can make it happen: the Transfer on Death Deed (TODD)  and the Lady Bird Deed  (also called an Enhanced Life Estate Deed ). Both options let you pass real estate directly to your loved ones — no court, no hassle — while keeping full control during your lifetime. What Is a Transfer on Death Deed (TODD)? A Transfer on Death Deed  is a legal document created under Texas Estates Code Chapter 114 . I

Key Tips, Eligibility Rules & Questions to Ask (2025 Guide) Finding the right nursing home for a loved one is never easy—especially when Medicaid is part of the equation. In Texas, Medicaid can pay for long-term nursing home care, but eligibility rules are strict and the application process can be confusing. Here’s a quick guide from Golle Law , your Texas Medicaid planning resource. Texas Medicaid Nursing Home Eligibility (2025) Basic Medicaid Requirements (Note: Golle Law c

If your income is slightly too high to qualify for Texas Medicaid long-term care benefits , a Qualified Income Trust (QIT)  — also known as a Miller Trust  — can make all the difference. A QIT is a special, Medicaid-approved trust  that allows individuals whose income exceeds the state limit (currently $2,901 per month in 2025 ) to still qualify for nursing home   Medicaid care . Here’s how it works: your “excess” income is deposited into the trust each month, and because it’

A Lady Bird Deed  (also known as an enhanced life estate deed ) in Texas is a specialized real estate deed that lets you transfer your home or land to a beneficiary upon your death— while keeping full control during your lifetime . You can live in the property, sell it, mortgage it, change beneficiaries, or even cancel the deed entirely. No probate required. Key Features in Texas Feature Details Beneficiary Named You designate one or more people (or a trust) to automatically

Medicaid crisis planning involves targeted legal strategies to help individuals—often seniors—qualify for Medicaid long-term care benefits when facing an immediate need for services like nursing home care, but their income or assets exceed eligibility thresholds. When Is Crisis Planning Necessary? This approach is termed a "crisis" due to its time-sensitive nature: The individual requires long-term care immediately or is already receiving it in a facility. They currently fail